lisettc

So it has been a while since I've been out here. Let's see. The Red Sox, after an ABSOLUTELY AWESOME comeback in game 5 in Boston, Sox fans were once again deflated in Game 7. What can I say? They made a great run at it. I am now cheering for the Phillies...they won 3-2 last night. Rock on Boys! I just can't bring myself to root for Tampa Bay.

So why am I blogging at work? I'm waiting for Josh and Kevin to reconfigure  my printer so I can work again.

Let's see. So the next home improvement project is to paint the living room. The dealine...before my mom gets here on November 16th. I have a feeling golf season is done....there is a slight glimmer of hope for this weekend, but I'm not confident.

We volunteered at the United Way Community Winter Outerwear coat drive on Monday. It was awesome. We joined a group called Emerging Leaders in Giving. It is a great group and I hope to do more.

Here are some great tips I found for money management:

Pay yourself first. The easiest and most effective way to save is to take advantage of direct deposit and payroll deduction. With direct deposit, your employer sends your paycheck directly to your credit union account. You can use payroll deduction to designate an amount of money to be taken regularly from your paycheck to build up your savings or pay off a loan.
 

Cash in on Savings Opportunities. When you get a raise, increase the amount you save through payroll deduction. When you pay off a loan, redirect your loan payment into savings. Save part of any bonus, refund, or any unexpected cash you receive. This can become a habit that really pays off.
 

Cut the Cost of Credit. Look for smart ways to save hundreds, even thousands of dollars interest payments. For example, when you take out a loan, make as large a down payment as possible, and go with the shortest term your can afford. Pay your credit card bill in full by the due date, or pay at least as much as you can beyond the minimum. If interest rates fall, consider refinancing your mortgage or other loans.
 

Be a credit union consumer. Smart money shoppers first look to credit unions for good deals on financial services. Surveys show that credit unions generally offer more favorable terms than elsewhere on savings accounts, loans, and credit cards.

Welcome to my blog! I tend to post a number of different items from time to time, whether it be credit union topics, news from Red Sox nation, commentary on politics, golf or any other subject as well as my adventures as a first time home buyer attempting to do various home improvement projects. 

A little about me: I am the Marketing Manager/Assistant Branch Manager for First Alliance Credit Union in Rochester, MN. I have been with the credit union for a little over 3 years. I have worked for the credit union industry for almost 8. I LOVE credit unions! I believe in our philosophy of people helping people, and that is exactly what we do every single day.

I have an M.B.A. from Georgian Court University and a B.A. in Corporate Communications from Trinity College of Vermont. I love to play golf, read books, go to auctions, and more. Currently, I am an adjunct professor at St. Mary's University in Rochester. I'm teaching Marketing Management in their M.B.A. program. This is my first class and I think it's going well. I really enjoy it.

I'm originally from a very small town in Vermont where my family still is. I'm addicted to Dunkin' Donuts Coffee (which thankfully they now sell at Target), and I inser the word "Wicked" wherever applicable.